Acquisition, Development & Construction Financing

Financing is the lifeblood of the construction industry. In this section we have compiled resources to help members find acquisition, development, and construction (AD&C) financing and ways to work out financing problems with their lender. Resources also include information on regulatory developments, accounting and appraisal issues, NAHB’s AD&C Financing Survey, and NAHB’s actions to address the AD&C credit crunch.

Financing, Affordability & Taxation

  • AD&C Financing: The Basics  (1 item)
    Whether the market is soaring or slumping, home builders must know the basics of obtaining AD&C credit. Just as important, builders must know how to work with their lenders during challenging times to resolve AD&C credit problems. Learn or brush up on the basics of AD&C financing with the information compiled here.
  • NAHB AD&C Financing Survey Exclusive NAHB Information (go to item)
    Track trends in the availability and cost of AD&C financing through NAHB’s AD&C Financing Survey posted here.
  • Regulatory Developments Exclusive NAHB Information (go to item)
    Review the key federal banking regulations that govern AD&C lending and keep track of regulatory developments.
  • Appraisal Issues  (1 item)
    Appraisals are a key factor in getting AD&C financing. Learn about the key appraisal issues affecting AD&C financing and NAHB’s actions to address these.
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  • Accounting Issues Exclusive NAHB Information (go to item)
    Accounting rules play a key role in lenders’ capacity to provide AD&C financing. Review the primary accounting rules for lenders and how these impact AD&C financing.
  • NAHB Actions Exclusive NAHB Information (go to item)
    View NAHB’s actions to address AD&C financing issues, including a chronology of NAHB Actions to Address the AD&C Credit Crunch, congressional testimony and regulatory comment letters.