Financing Your Home

Interest rates continue to hover near record lows and it’s never been easier to finance your home purchase—whether it’s your first home, a vacation property, or a retirement villa. Find out how much house you can afford, learn about settlement and closing costs, and access the most current lending rates.

Building, Buying & Owning a Home
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Read the current issue here.   NAHB HouseKeys is a quarterly e-newsletter alert — designed exclusively for consumers. Subscribers can anticipate getting "consumer news from America's home builders" quarterly, so subscribe today — it's free!   Content will …
2010
E-Newsletter
Brochure that describes the many benefits of homeownership in today's market, even without the first-time and repeat home buyer tax credits.
5/21/2010
Web page
Written by a woman for women, this practical, insightful guide demystifies the home buying and remodeling process and empowers the reader to work confidently with architects, interior designers, and contractors to strategically craft a home that complements her unique lifestyle and personality …
2008
External Link
One of the most important considerations for your home remodeling project is financing. After all, the project will go nowhere if you can't pay for it. Fortunately, there are several options that can provide the dollars you need.
12/12/2009
Web page
Buying a home is one of the smartest purchases you can ever make. One reason is that homeownership has many positive tax implications. The three most important sources of tax savings for home owners are the: deductions for mortgage interest deductions for real estate taxes capital gain …
11/18/2009
Web page
Scammers are targeting people having trouble paying their mortgages. These so-called foreclosure rescue companies promise to stop foreclosure. But they're out to make a quick buck, and can turn a homeowner's distress into disaster. The Federal Trade Commission (FTC), the nation's consumer …
7/15/2009
Web page
The material in this section shows the number of U.S. households potentially affected when house prices or interest rates change.   The first item is a one-page document that shows approximately 246,000 U.S. households priced out of the market for a median-priced new home when the price of …
4/6/2009
Web page
refinance modification help
3/19/2009
Web page
free foreclosure help hope now
10/23/2007
External Link
Settlement (or closing) is the process which passes ownership of a property from seller to purchaser. Going to settlement on a new home can be bewildering. Home buyers are usually required to sign a seemingly endless pile of documents, most of which are written in terminology not used outside of …
7/19/2007
Web page
Compare current mortgage rates for your area of the country.
7/19/2007
External Link
When you bought your home, you took out an insurance policy to cover the house and all of your family's belongings inside. But was that the last time you thought about your insurance coverage?  Home owners insurance includes insurance on the actual structure and the contents inside. The …
7/19/2007
Web page
At settlement or shortly after you close on your loan, your lender may notify you that your mortgage is being sold to a secondary mortgage market investor. This will have no effect on you, your mortgage, or your monthly mortgage payments. The secondary mortgage market consists of investors such …
7/19/2007
Web page
ARM? GPM? PITI? You’d have to be a cryptologist to figure out some of the terms buyers encounter during the home buying process. Doing research on how to buy a house before beginning the process can greatly improve your experience and prepare you for the exciting course ahead. And with …
5/9/2007
Web page
Descriptions of various laws and legislation protecting the rights of home buyers.
5/9/2007
External Link
Before you go to settlement on a new home, you and your builder will "walk through" the house to conduct a final inspection. The walk-through provides an opportunity for you to learn how your new home works and to spot items that need to be corrected or adjusted. Often, a builder will use the …
5/9/2007
Web page
You're getting ready to close on your first new home purchase and all that stands in the way of your homeownership is the pre-settlement walk-through. While your excitement is understandable, the home is yours once your close on your loan, so be sure your expectations and the sales contract …
5/9/2007
Web page