NAHB/Wells Fargo Housing Opportunity Index (HOI)

NAHB has complete Housing Opportunity Index (HOI) materials from metro levels, to regional listings, to national reports. Also, learn more about how the interest rate affects housing affordability. Search the resources compiled below by title, detail, or date. Take your time and browse, read, download or purchase the information that interests you.

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Title	Type
HOI Release Dates HOI Release Dates 7/21/2010	MS Excel
Housing Stays Highly Affordable For Fifth Consecutive Quarter Nationwide housing, bolstered by favorable interest rates and low house prices, hovered for the fifth consecutive quarter near its highest level of affordability since the series was first compiled 19 years ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity … 5/20/2010	Press Release
The NAHB/Wells Fargo Housing Opportunity Index (1991- current) This table displays the complete listing of the Housing Opportunity Index (HOI) for 1991 through the current year. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Complete History by Metropolitan Area (1991-Current) This file contains a complete history of the HOI by metropolitan area going back to 1991. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: History of Least and Most Affordable Areas This file provides a history list of the HOI's least and most affordable metro areas going back to 1991. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Complete Listing by Affordability Rank This table displays the complete listing of the Housing Opportunity Index (HOI) by affordability rank. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Complete Listing, Sorted Alphabetically This table displays the complete listing of the Housing Opportunity Index (HOI) sorted alphabetically. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Least and Most Affordable Areas by Population This file provides a listing of the top 25 most affordable metro areas according to the HOI in the current quarter, as well as the 25 least affordable areas. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Regional Listing by Affordability Rank This table displays the regional listing of the Housing Opportunity Index (HOI) by affordability rank. 5/20/2010	MS Excel
The NAHB/Wells Fargo Housing Opportunity Index: Regional Listing, Sorted Alphabetically This table displays the regional listing of the Housing Opportunity Index (HOI) sorted alphabetically 5/20/2010	MS Excel
The Cost of Doing Business Study, 2008 Edition The Cost of Doing Business Study is based on the results of a financial survey conducted by the National Association of Home Builders in 2007. This one-of-a-kind resource gives you the unique opportunity to compare yourself to other builders across the country. Home builders get a rare glimpse at … 2008	External Link
Housing Affordability Hovers Near Record-High Level for Fourth Consecutive Quarter Nationwide housing affordability, bolstered by favorable interest rates and low house prices, closed out the year near its highest level since the series was first compiled 18 years ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) released … 2/17/2010	Press Release
Housing Affordability Record-High Level for Third Consecutive Quarter Nationwide housing affordability, bolstered by affordable interest rates and low house prices, hovered for the third consecutive quarter near its highest level since the series was first compiled 18 years ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity … 11/19/2009	Press Release
Housing Affordability Continues To Hover Near Highest Level In 18 Years Bolstered by affordable interest rates and low prices, nationwide housing affordability during the second quarter of 2009 continued to hover near its highest level since the series began 18 years ago, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) … 8/19/2009	Press Release
Housing Affordability Surges At Year-End 2008 Nationwide housing affordability surged at year-end 2008 to its highest level in at least five years, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI), released today. The HOI indicated that 62.4 percent of all new and existing homes that were … 2/19/2009	Press Release
What is the NAHB-Wells Fargo Housing Opportunity Index (HOI)? The Housing Opportunity Index (HOI) for a given area is defined as the share of homes sold in that area that would have been affordable to a family earning the local median income, based on standard mortgage underwriting criteria.  Therefore, there are really two major components -- … 8/1/2007	Web page